Melissa Freas
Mortgage Loan Manager
NMLS Registry Number: 833524
Office: 815-626-0614 Ext 3369
Fax: 815-626-8758
Email: mfreas@sterlingfederal.com
110 East 4th Street
Sterling, IL 61081
Sterling, IL 61081
Business Hours: Monday Thursday 9am to 4pm
Friday 9am to 5pm
Saturday 9am to Noon
Friday 9am to 5pm
Saturday 9am to Noon
I am a lifelong Sterling resident who has experience in both mortgage and consumer lending. Read more about Melissa
Applying online is as easy as 1-2-3.
You can apply now in as little as 20 minutes.
- Click Apply Now and complete the application.
- When you have completed the application, click submit and your information will be reviewed.
- I will follow up to answer your questions.
My goal is to provide the highest level of service and value to you. I am only a phone call away if you need help. Contact me at 815-626-0614 Ext 3369.
Rural Development Loans
Celebrating USDA loans for Rural America! We're taking 100% financing to your small town. Ask your Loan Officer if USDA financing is available is your area.
Mortgage Calculators
- How much would my monthly payment be?
- How much can I save with a 15 year mortgage?
- Can I save money by refinancing now?
- How quickly can I pay off my mortgage by making additional payments?
- Should I buy a home or continue to rent?
- Should I consider consolidating my debt with a cash-out refinance?
- Should I consider consolidating my debt with a home equity loan?
- Try our new debt reduction calculator
- How much can I qualify for?
